Ep 5: 5 Reasons to NOT DO a Roth Conversion

Best Path Advisors |

As we mentioned in our last episode, Roth conversions have become a popular strategy and there are plenty of good reasons to do one. What about the reasons NOT to? In our last episode we went over reasons to do a Roth conversion, but today we will be going over reasons you may not want to do one.

There are many tax-related factors that come into play when making this decision. We review some examples and paint a picture of the various scenarios that might help you save money by avoiding a Roth conversion.

Listen to this week’s show to learn more about:

  • Explaining income tax brackets and how they relate to Roth conversions. (4:00)
  • If our tax bracket could be lower, what about our beneficiaries? (4:56)
  • Here is an example of the tax you would pay if you converted an IRA. (10:27)
  • How age might play a factor in your decision. (16:35)

If you are interested in learning more about how a Roth conversion does or doesn't fit into your plan, contact us here


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